BANCO DE CHILEBB

BANCO DE CHILE

144.49CLPD
−0.23−0.16%
At close at May 28, 20:02 GMT
CLP
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CHILE fundamentals

Key facts

Market capitalization‪14.60 T‬CLP
Founded1893
CEOEduardo Ebensperger Orrego
About

Banco de Chile SA engages in the provision of banking services. It operates through the following segments: Retail Banking, Wholesale Banking, Treasury, and Money Markets, and Subsidiaries. The Retail Banking segment consists of consumer loans, commercial loans, checking accounts, credit cards, credit lines, and mortgage loans. The Wholesale Banking segment includes corporate clients and large companies where the product offering focuses on commercial loans, checking accounts and liquidity management services, debt instruments, foreign trade, derivative contracts, and leases. The Treasury and Money Markets segment comprises securities portfolio, derivatives positions, and currency trading. The Subsidiaries segment corresponds to companies and corporations controlled by the bank. The company was founded on October 28, 1893 and is headquartered in Santiago, Chile.

Ownership
‪‪101.02 B‬‬
Closely held shares
‪‪58.00 B‬‬ (57.41%)
Free Float shares
‪‪43.02 B‬‬ (42.59%)
Closely held shares
‪‪58.00 B‬‬ (57.41%)
Free Float shares
‪‪43.02 B‬‬ (42.59%)
Capital structure
Market cap
‪‪14.60 T‬‬
Debt
‪‪12.94 T‬‬
Minority interest
‪‪2.00 M‬‬
Cash & equivalents
‪‪1.56 T‬‬
Enterprise value
‪‪25.97 T‬‬

Valuation

Fundamental metrics to determine fair value of the stock

Summary
‪‪14.60 T‬‬
Price to earning ratio (P/E)
11.80x
Price to sales ratio (P/S)
3.11x
Market Cap
Net income
Revenue
Price to earning ratio (P/E)
11.80x
Price to sales ratio (P/S)
3.11x
Valuation ratios
‪0.00‬
‪0.70‬
‪1.40‬
‪2.10‬
‪2.80‬
Q1 '24
Q2 '24
Q3 '24
Q4 '24
Q1 '25
‪0.00‬
‪3.00‬
‪6.00‬
‪9.00‬
‪12.00‬
P/E
P/S

Growth and Profitability

Company’s recent performance and margins

Performance
‪20.0%‬
‪22.1%‬
‪24.2%‬
‪26.3%‬
‪28.4%‬
Q1 '24
Q2 '24
Q3 '24
Q4 '24
Q1 '25
‪0.00‬
‪‪350.00 B‬‬
‪‪700.00 B‬‬
‪‪1.05 T‬‬
‪‪1.40 T‬‬
Total revenue
Net income
Net margin %
Revenue to profit conversion
Total revenue
Int. expense & PCL
Non-int. expense
Op income
Unusual income/ expense
Pretax income
Taxes & Other
Net income
‪0.00‬
‪‪300.00 B‬‬
‪‪600.00 B‬‬
‪‪900.00 B‬‬
‪‪1.20 T‬‬
Total revenue
Int. & Non-int. expenses
Op income
Expenses & adjustments
Net income
‪0.00‬
‪‪300.00 B‬‬
‪‪600.00 B‬‬
‪‪900.00 B‬‬
‪‪1.20 T‬‬

Revenue breakdown

Revenue streams and regions a business earns money from

By source/business
Period: 2024
Retail
Wholesale
Subsidiaries
Treasury
By country
Period: 2024
Chile

Estimates

Revenue and Earnings forecasts and estimates accuracy

Revenue
Q2 '24
Q3 '24
Q4 '24
Q1 '25
Q2 '25
‪0.00‬
‪‪200.00 B‬‬
‪‪400.00 B‬‬
‪‪600.00 B‬‬
‪‪800.00 B‬‬
Actual
Estimate
Earnings
Next:Jul 29, 2025
Q2 '24
Q3 '24
Q4 '24
Q1 '25
Q2 '25
‪0.00‬
‪0.90‬
‪1.80‬
‪2.70‬
‪3.60‬
Actual
Estimate

Dividends

Dividend yield, history and sustainability

Dividend summary
80.36%
Earnings retained
Payout ratio (TTM)
Dividend yield TTM
6.82%
Last payment
9.854
Last ex-date
Mar 24, 2025
Last pay date
Mar 27, 2025
Dividend history
‪3.0%‬
‪4.7%‬
‪6.4%‬
‪8.1%‬
‪9.8%‬
2020
2021
2022
2023
2024
‪0.00‬
‪2.50‬
‪5.00‬
‪7.50‬
‪10.00‬
Dividends per share (FY)
Dividend yield (FY) %

Financial health

Financial position and solvency of the company

Loans and customer deposits
Q1 '24
Q2 '24
Q3 '24
Q4 '24
Q1 '25
‪‪−15.00 T‬‬
‪0.00‬
‪‪15.00 T‬‬
‪‪30.00 T‬‬
‪‪45.00 T‬‬
Net loans
Total deposits
Loan loss allowances
Capital adequacy analysis
Q1 '24
Q2 '24
Q3 '24
Q4 '24
Q1 '25
‪0.00‬
‪5.00‬
‪10.00‬
‪15.00‬
‪20.00‬
Common equity Tier 1 ratio
Tier 1 capital ratio
Total capital ratio