NORDEA BANK ABPNN

NORDEA BANK ABP

12.700EURD
−0.080−0.63%
As of today at 07:59 GMT
EUR
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04Q fundamentals

Key facts

Market capitalization‪44.11 B‬EUR
Founded1820
Employees (FY)‪30.16 K‬
CEOFrank Vang-Jensen
Websitenordea.com
About

Nordea Bank Abp engages in the provision of banking and financial services. It operates through the following segments: Personal Banking, Business Banking, Large Corporates and Institutions, and Asset and Wealth Management. The Personal Banking segment offers the household customers financial services and solutions through internet and mobile bank, over the phone, online meetings, and branch offices. The Business Banking segment serves, advises, and partners with corporate customers, and provides payments, cash management, cards, working capital management, and finance solutions. The Large Corporates and Institution segment pertains to the provision of financial solutions to large Nordic and international corporate and institutional customers. The Asset and Wealth Management segment is composed of investment, savings, and risk management solutions for individuals and institutional investors. The company was founded in 1820 and is headquartered in Helsinki, Finland.

Ownership
‪‪3.47 B‬‬
Free Float shares
‪‪3.26 B‬‬ (93.98%)
Closely held shares
‪‪208.65 M‬‬ (6.02%)
Free Float shares
‪‪3.26 B‬‬ (93.98%)
Closely held shares
‪‪208.65 M‬‬ (6.02%)
Capital structure
Market cap
‪‪44.11 B‬‬
Debt
‪‪238.81 B‬‬
Cash & equivalents
‪‪45.32 B‬‬
Enterprise value
‪‪237.60 B‬‬

Valuation

Fundamental metrics to determine fair value of the stock

Summary
‪‪44.11 B‬‬
Price to earning ratio (P/E)
9.11x
Price to sales ratio (P/S)
1.61x
Market Cap
Net income
Revenue
Price to earning ratio (P/E)
9.11x
Price to sales ratio (P/S)
1.61x
Valuation ratios
‪0.00‬
‪0.40‬
‪0.80‬
‪1.20‬
‪1.60‬
Q1 '24
Q2 '24
Q3 '24
Q4 '24
Q1 '25
‪0.00‬
‪2.10‬
‪4.20‬
‪6.30‬
‪8.40‬
P/E
P/S

Growth and Profitability

Company’s recent performance and margins

Performance
‪15.0%‬
‪16.1%‬
‪17.2%‬
‪18.3%‬
‪19.4%‬
Q1 '24
Q2 '24
Q3 '24
Q4 '24
Q1 '25
‪0.00‬
‪‪2.00 B‬‬
‪‪4.00 B‬‬
‪‪6.00 B‬‬
‪‪8.00 B‬‬
Total revenue
Net income
Net margin %
Revenue to profit conversion
Total revenue
Int. expense & PCL
Non-int. expense
Op income
Unusual income/ expense
Pretax income
Taxes & Other
Net income
‪0.00‬
‪‪1.70 B‬‬
‪‪3.40 B‬‬
‪‪5.10 B‬‬
‪‪6.80 B‬‬
Total revenue
Int. & Non-int. expenses
Op income
Expenses & adjustments
Net income
‪0.00‬
‪‪1.70 B‬‬
‪‪3.40 B‬‬
‪‪5.10 B‬‬
‪‪6.80 B‬‬

Revenue breakdown

Revenue streams and regions a business earns money from

By source/business
Period: 2024
Personal Banking
Business Banking
Large Corporates & Institutions
Asset & Wealth Management
Reconciliation
Other
By country
Period: 2024
Sweden
Denmark
Finland
Norway
Other

Estimates

Revenue and Earnings forecasts and estimates accuracy

Revenue
Q2 '24
Q3 '24
Q4 '24
Q1 '25
Q2 '25
‪0.00‬
‪‪800.00 M‬‬
‪‪1.60 B‬‬
‪‪2.40 B‬‬
‪‪3.20 B‬‬
Actual
Estimate
Earnings
Next:Jul 17, 2025
Q2 '24
Q3 '24
Q4 '24
Q1 '25
Q2 '25
‪0.00‬
‪0.10‬
‪0.20‬
‪0.30‬
‪0.40‬
Actual
Estimate

Dividends

Dividend yield, history and sustainability

Dividend summary
66.88%
Earnings retained
Payout ratio (TTM)
Dividend yield TTM
7.39%
Last payment
0.94
Last ex-date
Mar 21, 2025
Last pay date
Mar 31, 2025
Dividend history
‪6.0%‬
‪7.2%‬
‪8.4%‬
‪9.6%‬
‪10.8%‬
2020
2021
2022
2023
2024
‪0.00‬
‪0.25‬
‪0.50‬
‪0.75‬
‪1.00‬
Dividends per share (FY)
Dividend yield (FY) %

Financial health

Financial position and solvency of the company

Loans and customer deposits
Q1 '24
Q2 '24
Q3 '24
Q4 '24
Q1 '25
‪‪−130.00 B‬‬
‪0.00‬
‪‪130.00 B‬‬
‪‪260.00 B‬‬
‪‪390.00 B‬‬
Net loans
Total deposits
Loan loss allowances
Capital adequacy analysis
Q1 '24
Q2 '24
Q3 '24
Q4 '24
Q1 '25
‪0.00‬
‪6.00‬
‪12.00‬
‪18.00‬
‪24.00‬
Common equity Tier 1 ratio
Tier 1 capital ratio
Total capital ratio