BNPPPLBB

BNPPPL

101.5PLND
−0.5−0.49%
At close at 15:00 GMT
PLN
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BNP fundamentals

Key facts

Market capitalization‪15.08 B‬PLN
Founded1822
CEOPrzemyslaw Gdanski
About

BNP Paribas Bank Polska SA engages in the provision of commercial banking services. It operates through the following segments: Retail and Business Banking, Banking of Small and Medium-Sized Enterprises (SME), Corporate Banking, Corporate and Institutional Banking (CIB), and Other Operations. The Retail and Business Banking segment offers services to retail customers, including private banking customers as well as business clients. The SME Banking segment provides services to farmers, and agro and non-agro clients. The Corporate Banking segment focuses on financial services provided to large and medium-sized companies. The CIB segment supports sales of the group's products dedicated to the largest Polish enterprises and provides services to strategic clients. The Other Banking Operations segment consists of the Asset and Liability Management Division and Corporate Centre. The company was founded in 1822 and is headquartered in Warsaw, Poland.

Ownership
‪‪147.88 M‬‬
Closely held shares
‪‪120.19 M‬‬ (81.28%)
Free Float shares
‪‪27.69 M‬‬ (18.72%)
Closely held shares
‪‪120.19 M‬‬ (81.28%)
Free Float shares
‪‪27.69 M‬‬ (18.72%)
Capital structure
Market cap
‪‪15.08 B‬‬
Debt
‪‪14.67 B‬‬
Cash & equivalents
‪‪6.13 B‬‬
Enterprise value
‪‪23.63 B‬‬

Valuation

Fundamental metrics to determine fair value of the stock

Summary
‪‪15.08 B‬‬
Price to earning ratio (P/E)
6.01x
Price to sales ratio (P/S)
1.18x
Market Cap
Net income
Revenue
Price to earning ratio (P/E)
6.01x
Price to sales ratio (P/S)
1.18x
Valuation ratios
‪0.00‬
‪0.35‬
‪0.70‬
‪1.05‬
‪1.40‬
Q1 '24
Q2 '24
Q3 '24
Q4 '24
Q1 '25
‪0.00‬
‪4.00‬
‪8.00‬
‪12.00‬
‪16.00‬
P/E
P/S

Growth and Profitability

Company’s recent performance and margins

Performance
‪15.0%‬
‪17.1%‬
‪19.2%‬
‪21.3%‬
‪23.4%‬
Q1 '24
Q2 '24
Q3 '24
Q4 '24
Q1 '25
‪0.00‬
‪‪900.00 M‬‬
‪‪1.80 B‬‬
‪‪2.70 B‬‬
‪‪3.60 B‬‬
Total revenue
Net income
Net margin %
Revenue to profit conversion
Total revenue
Int. expense & PCL
Non-int. expense
Op income
Unusual income/ expense
Pretax income
Taxes & Other
Net income
‪0.00‬
‪‪900.00 M‬‬
‪‪1.80 B‬‬
‪‪2.70 B‬‬
‪‪3.60 B‬‬
Total revenue
Int. & Non-int. expenses
Op income
Expenses & adjustments
Net income
‪0.00‬
‪‪900.00 M‬‬
‪‪1.80 B‬‬
‪‪2.70 B‬‬
‪‪3.60 B‬‬

Revenue breakdown

Revenue streams and regions a business earns money from

By source/business
Period: 2024
Retail and Business Banking
Corporate Banking
Small and Medium Enterprise Banking
Corporate and Institutional Banking
Other Banking
By country
Period: 2024
Poland

Estimates

Revenue and Earnings forecasts and estimates accuracy

Revenue
Q2 '24
Q3 '24
Q4 '24
Q1 '25
Q2 '25
‪0.00‬
‪‪600.00 M‬‬
‪‪1.20 B‬‬
‪‪1.80 B‬‬
‪‪2.40 B‬‬
Actual
Estimate
Earnings
Next:Aug 12, 2025
Q2 '24
Q3 '24
Q4 '24
Q1 '25
Q2 '25
‪0.00‬
‪1.50‬
‪3.00‬
‪4.50‬
‪6.00‬
Actual

Dividends

Dividend yield, history and sustainability

Dividend summary
46.30%
Earnings retained
Payout ratio (TTM)
Dividend yield TTM
7.71%
Last payment
7.86
Last ex-date
Apr 17, 2025
Last pay date
May 9, 2025
Dividend history
‪0.0%‬
‪2.5%‬
‪5.0%‬
‪7.5%‬
‪10.0%‬
2020
2021
2022
2023
2024
‪0.00‬
‪2.00‬
‪4.00‬
‪6.00‬
‪8.00‬
Dividends per share (FY)
Dividend yield (FY) %

Financial health

Financial position and solvency of the company

Loans and customer deposits
Q1 '24
Q2 '24
Q3 '24
Q4 '24
Q1 '25
‪‪−50.00 B‬‬
‪0.00‬
‪‪50.00 B‬‬
‪‪100.00 B‬‬
‪‪150.00 B‬‬
Net loans
Total deposits
Loan loss allowances
Capital adequacy analysis
Q1 '24
Q2 '24
Q3 '24
Q4 '24
Q1 '25
‪0.00‬
‪5.00‬
‪10.00‬
‪15.00‬
‪20.00‬
Common equity Tier 1 ratio
Tier 1 capital ratio
Total capital ratio