BANK OF CHINA LTDBB

BANK OF CHINA LTD

4.62HKDD
+0.05+1.09%
Last update at Jun 9, 09:08 GMT
HKD
No tradesPre-market
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3988 fundamentals

Key facts

Market capitalization‪1.64 T‬HKD
Founded1929
Employees (FY)‪312.76 K‬
CEO
Websiteboc.cn
About

Bank of China Ltd. engages in the provision of banking and financial services. It operates through the following business segments: Corporate Banking, Personal Banking, Treasury Operations, Investment Banking, Insurance, and Others. The Corporate Banking segment offers services to corporate customers, government authorities, and financial institutions such as current accounts, deposits, overdrafts, loans, custody, trade related products and other credit facilities, foreign currency, and derivative products. The Personal Banking segment provides services to retail customers such as current accounts, savings, deposits, investment savings products, credit and debit cards, consumer loans, and mortgages. The Treasury Operations segment deals in foreign exchange transactions, customer-based interest rate and foreign exchange derivative transactions, money market transactions, proprietary trading, and asset and liability management. The Investment Banking segment includes debt and equity underwriting and financial advisory, sales and trading of securities, stock brokerage, investment research and asset management services, and private equity investment services. The Insurance segment specializes in the underwriting of general and life insurance business and insurance agency services. The Others segment comprises of investment holding and miscellaneous activities. The company was founded on February 5, 1912 and is headquartered in Beijing, China.

Ownership
‪‪83.62 B‬‬
Free Float shares
‪‪83.10 B‬‬ (99.38%)
Closely held shares
‪‪520.38 M‬‬ (0.62%)
Free Float shares
‪‪83.10 B‬‬ (99.38%)
Closely held shares
‪‪520.38 M‬‬ (0.62%)
Capital structure
Market cap
‪‪1.64 T‬‬
Debt
‪‪7.39 T‬‬
Minority interest
‪‪151.70 B‬‬
Preferred stock
‪‪107.26 B‬‬
Cash & equivalents
‪‪3.15 T‬‬
Enterprise value
‪‪6.14 T‬‬

Valuation

Fundamental metrics to determine fair value of the stock

Summary
‪‪1.64 T‬‬
Price to earning ratio (P/E)
5.27x
Price to sales ratio (P/S)
0.99x
Market Cap
Net income
Revenue
Price to earning ratio (P/E)
5.27x
Price to sales ratio (P/S)
0.99x
Valuation ratios
‪0.00‬
‪0.25‬
‪0.50‬
‪0.75‬
‪1.00‬
Q1 '24
Q2 '24
Q3 '24
Q4 '24
Q1 '25
‪0.00‬
‪1.30‬
‪2.60‬
‪3.90‬
‪5.20‬
P/E
P/S

Growth and Profitability

Company’s recent performance and margins

Performance
‪15.0%‬
‪16.5%‬
‪18.0%‬
‪19.5%‬
‪21.0%‬
Q1 '24
Q2 '24
Q3 '24
Q4 '24
Q1 '25
‪0.00‬
‪‪90.00 B‬‬
‪‪180.00 B‬‬
‪‪270.00 B‬‬
‪‪360.00 B‬‬
Total revenue
Net income
Net margin %
Revenue to profit conversion
Total revenue
Int. expense & PCL
Non-int. expense
Op income
Unusual income/ expense
Pretax income
Taxes & Other
Net income
‪0.00‬
‪‪90.00 B‬‬
‪‪180.00 B‬‬
‪‪270.00 B‬‬
‪‪360.00 B‬‬
Total revenue
Int. & Non-int. expenses
Op income
Expenses & adjustments
Net income
‪0.00‬
‪‪90.00 B‬‬
‪‪180.00 B‬‬
‪‪270.00 B‬‬
‪‪360.00 B‬‬

Revenue breakdown

Revenue streams and regions a business earns money from

By source/business
Period: 2024
Personal Banking
Corporate Banking
Treasury
Other
Insurance
Investment Banking
By country
Period: 2024
China
Hong Kong, Macao and Taiwan
Other Countries and Regions

Estimates

Revenue and Earnings forecasts and estimates accuracy

Revenue
Q2 '24
Q3 '24
Q4 '24
Q1 '25
Q2 '25
‪0.00‬
‪‪50.00 B‬‬
‪‪100.00 B‬‬
‪‪150.00 B‬‬
‪‪200.00 B‬‬
Actual
Estimate
Earnings
Next:Aug 29, 2025
Q2 '24
Q3 '24
Q4 '24
Q1 '25
Q2 '25
‪0.00‬
‪0.06‬
‪0.12‬
‪0.18‬
‪0.24‬
Actual
Estimate

Dividends

Dividend yield, history and sustainability

Dividend summary
30.17%
Earnings retained
Payout ratio (TTM)
Dividend yield TTM
5.72%
Last payment
0.131
Last ex-date
Apr 22, 2025
Last pay date
May 23, 2025
Dividend history
‪7.0%‬
‪8.1%‬
‪9.2%‬
‪10.3%‬
‪11.4%‬
2020
2021
2022
2023
2024
‪0.00‬
‪0.07‬
‪0.14‬
‪0.21‬
‪0.28‬
Dividends per share (FY)
Dividend yield (FY) %

Financial health

Financial position and solvency of the company

Loans and customer deposits
Q1 '24
Q2 '24
Q3 '24
Q4 '24
Q1 '25
‪‪−10.00 T‬‬
‪0.00‬
‪‪10.00 T‬‬
‪‪20.00 T‬‬
‪‪30.00 T‬‬
Net loans
Total deposits
Loan loss allowances
Capital adequacy analysis
Q1 '24
Q2 '24
Q3 '24
Q4 '24
Q1 '25
‪0.00‬
‪5.00‬
‪10.00‬
‪15.00‬
‪20.00‬
Common equity Tier 1 ratio
Tier 1 capital ratio
Total capital ratio