BayCom CorpBB

BayCom Corp

26.39USDR
−0.33−1.24%
Last update at 20:08 GMT
USD
No tradesPost-market
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BCML fundamentals

Key facts

Market capitalization‪290.47 M‬USD
Founded2004
CEOGeorge J. Guarini
About

BayCom Corp. is a bank holding company, which engages in the provision of financial services to businesses and business owners, as well as individuals. It focuses on passive investment activities and oversight of its investment to its bank subsidiary. The company was founded by George J. Guarini, Lloyd W. Kendall, Jr., James S. Camp, and Robert G. Laverne in July 2004 and is headquartered in Walnut Creek, CA.

Ownership
‪‪11.01 M‬‬
Free Float shares
‪‪10.32 M‬‬ (93.8%)
Closely held shares
‪‪682.52 K‬‬ (6.2%)
Free Float shares
‪‪10.32 M‬‬ (93.8%)
Closely held shares
‪‪682.52 K‬‬ (6.2%)
Capital structure
Market cap
‪‪290.47 M‬‬
Debt
‪‪87.46 M‬‬
Cash & equivalents
‪‪21.04 M‬‬
Enterprise value
‪‪356.90 M‬‬

Valuation

Fundamental metrics to determine fair value of the stock

Summary
‪‪290.47 M‬‬
Price to earning ratio (P/E)
12.73x
Price to sales ratio (P/S)
2.15x
Market Cap
Net income
Revenue
Price to earning ratio (P/E)
12.73x
Price to sales ratio (P/S)
2.15x
Valuation ratios
‪0.00‬
‪0.60‬
‪1.20‬
‪1.80‬
‪2.40‬
Q1 '24
Q2 '24
Q3 '24
Q4 '24
Q1 '25
‪0.00‬
‪3.50‬
‪7.00‬
‪10.50‬
‪14.00‬
P/E
P/S

Growth and Profitability

Company’s recent performance and margins

Performance
‪15.0%‬
‪15.8%‬
‪16.6%‬
‪17.4%‬
‪18.2%‬
Q1 '24
Q2 '24
Q3 '24
Q4 '24
Q1 '25
‪0.00‬
‪‪10.00 M‬‬
‪‪20.00 M‬‬
‪‪30.00 M‬‬
‪‪40.00 M‬‬
Total revenue
Net income
Net margin %
Revenue to profit conversion
Total revenue
Int. expense & PCL
Non-int. expense
Op income
Unusual income/ expense
Pretax income
Taxes & Other
Net income
‪0.00‬
‪‪9.00 M‬‬
‪‪18.00 M‬‬
‪‪27.00 M‬‬
‪‪36.00 M‬‬
Total revenue
Int. & Non-int. expenses
Op income
Expenses & adjustments
Net income
‪0.00‬
‪‪9.00 M‬‬
‪‪18.00 M‬‬
‪‪27.00 M‬‬
‪‪36.00 M‬‬

Revenue breakdown

Revenue streams and regions a business earns money from

By source/business
Period: 2024
Banking and Related Activities
By country
Period: 2024
United States

Estimates

Revenue and Earnings forecasts and estimates accuracy

Revenue
Q2 '24
Q3 '24
Q4 '24
Q1 '25
Q2 '25
‪0.00‬
‪‪7.00 M‬‬
‪‪14.00 M‬‬
‪‪21.00 M‬‬
‪‪28.00 M‬‬
Actual
Estimate
Earnings
Next:Jul 17, 2025
Q2 '24
Q3 '24
Q4 '24
Q1 '25
Q2 '25
‪0.00‬
‪0.15‬
‪0.30‬
‪0.45‬
‪0.60‬
Actual
Estimate

Dividends

Dividend yield, history and sustainability

Dividend summary
23.82%
Earnings retained
Payout ratio (TTM)
Dividend yield TTM
1.87%
Next payment
0.20
Next ex-date
Jun 12, 2025
Next pay date
Jul 10, 2025
Dividend history
‪0.00%‬
‪0.45%‬
‪0.90%‬
‪1.35%‬
‪1.80%‬
2020
2021
2022
2023
2024
‪0.00‬
‪0.12‬
‪0.24‬
‪0.36‬
‪0.48‬
Dividends per share (FY)
Dividend yield (FY) %

Financial health

Financial position and solvency of the company

Loans and customer deposits
Q1 '24
Q2 '24
Q3 '24
Q4 '24
Q1 '25
‪‪−800.00 M‬‬
‪0.00‬
‪‪800.00 M‬‬
‪‪1.60 B‬‬
‪‪2.40 B‬‬
Net loans
Total deposits
Loan loss allowances
Capital adequacy analysis
Q1 '24
Q2 '24
Q3 '24
Q4 '24
Q1 '25
‪0.00‬
‪5.00‬
‪10.00‬
‪15.00‬
‪20.00‬
Common equity Tier 1 ratio
Tier 1 capital ratio
Total capital ratio